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Home Buying Tips, Investment Insights, Market Trends, Mortgage SpotlightsPublished October 14, 2025
Mortgage Spotlight 10/14/25
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What $2 Trillion in Market Volatility Means for Homebuyers
The stock market lost over $2 trillion in value in a single day after new tariff threats rattled investors—a reminder of how fast financial markets can swing.
While Wall Street panics, Main Street buyers get a unique window of opportunity. Mortgage rates tend to be steady or even improve when investors move money from stocks to bonds. Right now, rates remain near 11-month lows, even as the headlines scream chaos.
Buyers who act during volatile markets often find less competition and more negotiating power before confidence rebounds.
Let’s review your plan this week—volatility like this never lasts long, and the best deals usually happen while everyone else is waiting for calm.
Happy House Hunting!
Product of the Week: Envoy Rate Saver
Rates are down—and you can help further motivate buyers with the Envoy Rate Saver program. Envoy covers the cost of a 1% rate reduction for the first year, giving your clients lower monthly payments right out of the gate.
Lower rate = renewed urgency for buyers
Paid by Envoy—no seller credit required
Perfect timing with rates at their lowest point of 2025