Published October 14, 2025

Mortgage Spotlight 10/14/25

Author Avatar

Written by Emily Downes

Words about shifting real estate market


🏡 What $2 Trillion in Market Volatility Means for Homebuyers

The stock market lost over $2 trillion in value in a single day after new tariff threats rattled investors—a reminder of how fast financial markets can swing.

While Wall Street panics, Main Street buyers get a unique window of opportunity. Mortgage rates tend to be steady or even improve when investors move money from stocks to bonds. Right now, rates remain near 11-month lows, even as the headlines scream chaos.


Buyers who act during volatile markets often find less competition and more negotiating power before confidence rebounds.


Let’s review your plan this week—volatility like this never lasts long, and the best deals usually happen while everyone else is waiting for calm.


Happy House Hunting!

 

Product of the Week: Envoy Rate Saver

Rates are down—and you can help further motivate buyers with the Envoy Rate Saver program.  Envoy covers the cost of a 1% rate reduction for the first year, giving your clients lower monthly payments right out of the gate.


✅ Lower rate = renewed urgency for buyers

✅ Paid by Envoy—no seller credit required

✅ Perfect timing with rates at their lowest point of 2025

Categories

Home Buying Tips, Investment Insights, Market Trends, Mortgage Spotlights
home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
home

Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

home

When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way

Verified by Primpted